Yes, Payables is a tool built for easily able to manage cashflows for small businesses to be table to trade on credit and have higher turn arounds of commissions.
Payables is for Wholesalers & Distributors who have credit cycles with there vendors (suppliers) and clients (buyers) where you can commit to pay them as you have the the cash, this platform has the core focus on making sure no cheque gets bounced ensuring your business credit goodwill stays gold standard.